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Terms of Service 
Effective Date: 5/12/2026 
Last Updated: 5/12/2026 
Website: Shred 
IMPORTANT: This document is provided as a template and informational resource only. It does not constitute legal advice. You should have a licensed attorney in your jurisdiction review and customize these terms before publishing them on your website. Consumer protection laws vary by state and country. 

1. Agreement to Terms 
By accessing or using the Shred Tech website (the “Site”), browsing any page, creating an account, or placing an order, you (“Customer,” “you,” “your”) acknowledge that you have read, understood, and agree to be bound by these Terms of Service (“Terms”), including our Refund & Return Policy and Shipping Policy, all of which are incorporated herein by reference. 
If you do not agree to these Terms in their entirety, you must not access or use this Site and must not place any order. Your continued use of the Site following any modifications to these Terms constitutes your acceptance of such modifications. 
BY COMPLETING A PURCHASE ON THIS SITE, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ AND AGREED TO THE REFUND & RETURN POLICY, INCLUDING THE 14-DAY RETURN WINDOW, SIZE EXCHANGE POLICY, 7-DAY DAMAGED-ON-ARRIVAL WINDOW, AND REPLACEMENT-FIRST REMEDY PROCESS DESCRIBED THEREIN. 

2. Eligibility 
You must be at least eighteen (18) years of age, or the age of majority in your jurisdiction, whichever is greater, to use this Site or place an order. By placing an order, you represent and warrant that you meet this age requirement and that all information you provide is accurate, current, and complete. 

3. Products and Descriptions 
Shred Tech makes every reasonable effort to display product descriptions, images, specifications, and pricing as accurately as possible. However, we do not warrant that product descriptions, images, or other content on this Site are accurate, complete, reliable, current, or error free. 
Product images are for illustrative purposes only and may differ slightly from the actual product in terms of color, size, or appearance due to photographic lighting, screen display settings, or manufacturing variations. Minor cosmetic differences, including but not limited to color shade, texture, or packaging, do not constitute a product defect. 
The Shred Tech Power Chest Expander is fitness equipment designed for general exercise purposes. It is not a medical device. Shred Tech makes no claims that its products treat, cure, prevent, or diagnose any medical condition. Any references to fitness benefits describe general benefits associated with resistance exercise and are not specific therapeutic claims about the product. 

4. Pricing and Payment 
All prices are listed in United States Dollars (USD) unless otherwise indicated. Prices are subject to change without notice. The price charged to you will be the price displayed at the time your order is placed and confirmed. 
We accept payment via the methods displayed at checkout (e.g., credit card, debit card, PayPal, Shop Pay, Apple Pay). By submitting payment, you represent and warrant that you are the authorized user of the payment method provided and that all payment information is accurate. You authorize Shred Tech to charge the payment method for the total order amount, including applicable taxes and shipping fees. 
Shred Tech reserves the right to refuse or cancel any order for any reason, including but not limited to product availability, errors in pricing or product information, suspected fraud, or issues identified by our fraud detection systems. If your order is canceled by Shred Tech before shipment due to a Shred Tech-side error (such as a pricing error or stock issue), a full refund will be issued to your original payment method. 

5. Order Confirmation and Acceptance 
After you place an order, you will receive an order confirmation email. This confirmation acknowledges receipt of your order but does not constitute acceptance. Your order is accepted only when the product has been shipped and you receive a shipping confirmation email with tracking information. 
Shred Tech reserves the right to limit quantities, refuse service, or cancel orders at our sole discretion. 

6. Customer Acknowledgment at Checkout 
Before completing any purchase on this Site, the Customer is presented with and must acknowledge the following notices, which are displayed prominently during the checkout process: 
• The Refund & Return Policy, including the 14-day return window, size exchange policy, 7-day damaged-on-arrival window, and replacement-first remedy. 
• That the Customer has reviewed and agrees to the Terms of Service and Refund & Return Policy. 
• That replacement and refund remedies are subject to the conditions stated in the Refund & Return Policy. 

7. Chargeback and Dispute Policy 
Shred Tech takes chargebacks seriously and is committed to resolving customer issues directly and in good faith before any dispute is escalated to a bank or card network. 

7.1 Pre-Dispute Resolution Requirement 
Shred Tech COMMITS TO RESPONDING TO ALL CUSTOMER INQUIRIES WITHIN 10 BUSINESS DAYS OF RECEIPT. 
Before initiating any chargeback or payment dispute with your bank, credit card company, or payment provider, you agree to first contact Shred Tech directly at support@shredtechfit.com to attempt to resolve the issue in good faith. Shred Tech commits to acknowledging your message within 2 business days and providing a substantive response or remedy within 10 business days. 
Many issues that prompt chargebacks—such as non-delivery, tracking confusion, sizing questions, or product damage—can be resolved quickly through direct communication. Filing a chargeback without first contacting Shred Tech and allowing the 10-business-day resolution window may be considered a breach of these Terms and will be presented as such during the dispute process. 

7.2 Shred Tech's Right to Contest Chargebacks 
Shred Tech will contest any chargeback or payment dispute that it believes has been filed without merit or without first allowing Shred Tech the opportunity to resolve the issue directly. In disputing a chargeback, Shred Tech will submit the following evidence to the payment processor, bank, or card network, as applicable: 
• Proof that the Customer agreed to these Terms of Service and the Refund & Return 
Policy at the time of purchase, including the required checkout checkbox confirmation 
with timestamp. 
• Screenshots of the product page, cart page, and checkout page showing policy 
disclosures as they appeared at the time of purchase. 
• Order confirmation email sent to the Customer’s email address, which includes policy summary language. 
• Shipping confirmation email with carrier name and tracking number. 
• Carrier delivery confirmation including date, time, and delivery location (GPS coordinates if available). 
• Signature confirmation (if applicable). 
• IP address, device information, browser fingerprint, and geolocation data associated with the order. 
• AVS (Address Verification System), CVV/CVC, and 3D Secure authentication results, 
where applicable. 
• Complete communication records between Shred Tech and the Customer, including any attempts Shred Tech made to resolve the issue prior to the chargeback being filed. 
• Evidence that the Customer was offered the replacement or return remedy described in the Refund & Return Policy and either did not respond or declined the remedy. 
• Product description, specifications, and policy disclosures as displayed on the Site at the time of purchase.

7.3 Friendly Fraud and Unauthorized Transaction Claims 
A chargeback filed for a product that was delivered as described, by a Customer who agreed to these Terms and who did not contact Shred Tech or declined offered remedies prior to filing, may be reported to the relevant card network’s fraud reporting database (e.g., Visa TC40, Mastercard SAFE). A chargeback claiming “unauthorized transaction” when Shred Tech’s records show verified cardholder information (AVS match, CVV match, matching IP and device data) will likewise be contested and may be reported. 
Shred Tech reserves the right to add Customers who file chargebacks without first seeking resolution to its internal list of customers restricted from future purchases. 

7.4 Evidence Preservation 
Shred Tech maintains timestamped records of every transaction for a minimum of twenty-four (24) months for chargeback dispute purposes. These records include but are not limited to: 
• Timestamped screenshots of the product page, cart page, and checkout page showing all policy disclosures. 
• Server-side logs of the Customer’s checkbox agreement to the Terms of Service and 
Refund & Return Policy at checkout, including timestamp, IP address, and session ID. 
• Complete order confirmation email content with delivery timestamp. 
• Shipping confirmation and carrier delivery confirmation data. 
• All customer service communication logs with timestamps. 
• Payment gateway transaction records including AVS results, CVV match, 3D Secure 
status, and risk assessment scores. 
• Customer IP address, browser fingerprint, device type, and geolocation at time of 
purchase. 
• Shopify order timeline and fraud analysis report. 

8. Intellectual Property 
All content on this Site, including but not limited to text, graphics, logos, images, product descriptions, and software, is the property of Shred Tech or its licensors and is protected by United States and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written consent from Shred Tech. 

9. Product Use and Safety 
The Shred Tech Power Chest Expander is exercise equipment intended for use by adults in good physical health. By purchasing and using this product, you acknowledge and agree that: 
• You have consulted with a physician or healthcare provider if you have any pre-existing medical conditions, injuries, or health concerns before beginning any exercise program. 
• You will read and follow all instructions, safety guidelines, and warnings provided in the included user manual before using the product. 
• You assume all risk of injury, soreness, or physical discomfort associated with using the product for exercise. 
• You will inspect the product before each use to ensure it is in proper working condition. 
• You will not modify, alter, disassemble, or tamper with the product or its hydraulic 
mechanism. 
• You will use the lock bars to secure the device when not in use. 
• You understand that resistance levels are approximate and may vary slightly between 
units. 
• Physical soreness, fatigue, or discomfort from exercise is normal and expected and does not constitute a product defect. 
Shred Tech is not responsible for any injury, damage, or harm resulting from the use or misuse of the product, including failure to follow the included instructions or use of the product in a manner not intended by the manufacturer. 

10. Disclaimer of Warranties 
THE PRODUCT IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT 
PERMITTED BY APPLICABLE LAW, Shred Tech DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND  NON-INFRINGEMENT, EXCEPT WHERE SUCH DISCLAIMER IS PROHIBITED BY 
APPLICABLE LAW. 
Shred Tech does not warrant that the product will meet your specific fitness goals, expectations, or requirements. Shred Tech does not warrant that the product is free from minor cosmetic imperfections that do not affect functionality. 

11. Limitation of Liability 
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, Shred Tech’S TOTAL LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS, THE PRODUCT, OR YOUR USE OF THE SITE SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SPECIFIC PRODUCT GIVING RISE TO THE CLAIM. 
IN NO EVENT SHALL Shred Tech BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, EVEN IF Shred Tech HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 

12. Indemnification 
You agree to indemnify, defend, and hold harmless Shred Tech, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorney’s fees) arising out of or related to: (a) your use of the product; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any personal injury claim arising from your use of the product. 

13. Governing Law and Jurisdiction 
These Terms shall be governed by and construed in accordance with the laws of the State of [INSERT YOUR STATE], without regard to its conflict of law provisions. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the state or federal courts located in [INSERT YOUR COUNTY], [INSERT YOUR STATE], and you consent to the personal jurisdiction of such courts. 

14. Dispute Resolution and Arbitration 
Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall first be subject to good-faith negotiation between the parties for a period of thirty (30) days following written notice of the dispute. 
If the dispute is not resolved through negotiation, either party may pursue resolution through binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules. The arbitration shall take place in [INSERT YOUR CITY], [INSERT YOUR STATE]. The arbitrator’s decision shall be final and binding.

CLASS ACTION WAIVER: YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION, TO THE EXTENT PERMITTED BY APPLICABLE LAW. 

15. Severability 
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect. 

16. Entire Agreement 
These Terms, together with the Refund & Return Policy and Shipping Policy, constitute the entire agreement between you and Shred Tech regarding your use of the Site and purchase of products, and supersede all prior or contemporaneous communications, proposals, and representations, whether oral or written. 

17. Modifications 
Shred Tech reserves the right to modify these Terms at any time. Changes will be effective upon posting to the Site. Your continued use of the Site or purchase of products after changes are  posted constitutes your acceptance of the modified Terms. It is your responsibility to review these Terms periodically. 

18. Contact Information 
For questions about these Terms, your order, or any issue with your product, please contact us: 
Email: support@shredtechfit.com
Business name: Shred Tech LLC 
Mailing address: 510 W. Virginia St., Tallahassee, FL, 32301 
We acknowledge all inquiries within 2 business days and provide a substantive response within 
10 business days.